By Tom Drake
Most people are always on the lookout for ways to save money. Whether you want to purchase something special or lower your bill payments, saving money is a good practice. Here are 10 simple ways to save money that you can try out:
1. Pack your own lunches for work or school instead of eating out. The food you prepare will probably be healthier than any pre-made food you would otherwise purchase and would also be just a fraction of the cost.
2. Use coupons when shopping, but only for things that you'd normally buy or have a use for. Don't buy things just because you have a coupon for it, and always compare the reduced price of what you're planning to buy against a generic version of the same product to make sure you are getting a good deal.
3. Ditch your car and buy a bike. You'll save money on car payments and become fitter from all the exercise!
4. Quit smoking and reduce your alcohol intake. This saves money in two ways: by not spending money on cigarettes and alcohol in the first place, and it also saves you money on healthcare.
5. Buy foods that are in season. Foods that are out of season tend to cost twice as much as they would if they were in season, sometimes more. If there is a certain product that you don't like going without, see if it can be frozen. If it is, stock up on it while it is in season and store it in the freezer for consumption out of season.
6. Bring your own bottled water or drinks with you when you're out and about. The mark-up on bottled water is ridiculous. Reusing a plastic bottle and filling it up with water from your own tap costs less than a cent. Bottled water in the shops costs a dollar or more.
7. Cancel subscriptions you don't use. What's the point in paying for cable or satellite TV services if you only watch it for a couple of hours a week? Do you really need to have the newspaper delivered to your door daily? Do you actually read those magazines that keep coming through the mailbox? Most of these can be replaced by free or low cost internet services. For instance, you can get the news from your favourite newspaper's website, follow blogs related to any hobby you might have had a magazine subscription for and buy a low cost subscription to a film or TV show streaming service to watch your favourite shows as they're released.
8. Use a prepaid cell phone. That way you have full control over how much you are spending on mobile phone usage and can cut back at times when you need to save more money.
9. Use a clothes dryer instead of tumble drying clothes. This will lower your electricity bill and help keep your clothes in good condition.
10. Take a shower instead of a bath. Showers are quicker and save water, therefore lowering your water bill and benefiting the environment at the same time.
Most people are always on the lookout for ways to save money. Whether you want to purchase something special or lower your bill payments, saving money is a good practice. Here are 10 simple ways to save money that you can try out:
1. Pack your own lunches for work or school instead of eating out. The food you prepare will probably be healthier than any pre-made food you would otherwise purchase and would also be just a fraction of the cost.
2. Use coupons when shopping, but only for things that you'd normally buy or have a use for. Don't buy things just because you have a coupon for it, and always compare the reduced price of what you're planning to buy against a generic version of the same product to make sure you are getting a good deal.
3. Ditch your car and buy a bike. You'll save money on car payments and become fitter from all the exercise!
4. Quit smoking and reduce your alcohol intake. This saves money in two ways: by not spending money on cigarettes and alcohol in the first place, and it also saves you money on healthcare.
5. Buy foods that are in season. Foods that are out of season tend to cost twice as much as they would if they were in season, sometimes more. If there is a certain product that you don't like going without, see if it can be frozen. If it is, stock up on it while it is in season and store it in the freezer for consumption out of season.
6. Bring your own bottled water or drinks with you when you're out and about. The mark-up on bottled water is ridiculous. Reusing a plastic bottle and filling it up with water from your own tap costs less than a cent. Bottled water in the shops costs a dollar or more.
7. Cancel subscriptions you don't use. What's the point in paying for cable or satellite TV services if you only watch it for a couple of hours a week? Do you really need to have the newspaper delivered to your door daily? Do you actually read those magazines that keep coming through the mailbox? Most of these can be replaced by free or low cost internet services. For instance, you can get the news from your favourite newspaper's website, follow blogs related to any hobby you might have had a magazine subscription for and buy a low cost subscription to a film or TV show streaming service to watch your favourite shows as they're released.
8. Use a prepaid cell phone. That way you have full control over how much you are spending on mobile phone usage and can cut back at times when you need to save more money.
9. Use a clothes dryer instead of tumble drying clothes. This will lower your electricity bill and help keep your clothes in good condition.
10. Take a shower instead of a bath. Showers are quicker and save water, therefore lowering your water bill and benefiting the environment at the same time.
Of course, these are only a few ways to save money. Keep your eyes open during your daily routine and you are bound to notice many other ways. Try these for yourself and see how much you can save!
Looking for more ways to save money? Find out how to save money on groceries at Canadian Finance Blog.
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